The moments after you have been involved in a Tennessee automobile accident can unnerve you. Due to the emotional stress and trauma associated with automobile accidents, you may not be thinking clearly. This might make you to do and say things that might cause you to be found liable for causing the accident.
One of the biggest blunders that people unknowingly make after an automobile accident in Tennessee is talking to the other driver’s insurance company. After all, what harm could a few truthful statements make if you firmly believe you were not at fault?
As a party to an automobile accident, you need to understand that the other driver’s insurance company is not your ally. The automobile claims adjusters are trained to be friendly and gain your trust.
The other side’s claims adjusters’ primary goal is to make you feel comfortable enough for you to let your guard down. For this reason, it is essential that you allow your Tennessee attorney to speak with the other side’s insurance company on your behalf.
If you want to protect your rights after the accident, you must share information about your accident with your attorney. Here are a few additional reasons to refrain from speaking to the other side’s insurance company.
Lack of Legal Experience
Claims adjusters record conversations. They send this information to their attorneys in order to analyze your words. If you make one statement that can be construed as admitting fault, the attorneys will seek to limit your right to fair compensation.
Without full knowledge of the law, you may falsely believe that your case will automatically result in a fair compensation for your injuries. There is no such thing as a cut-and-dry legal case.
There are many loopholes that attorneys can find in the Tennessee law. A shrewd attorney can use these loopholes to forfeit your legal rights.
Claims Adjusters Work for Insurance Companies
Claims adjusters’ professional allegiance is to the insurance companies that employ them. They are not compensated to represent your interests at all.
If claims adjusters can save their employers money by paying the least amount on a claim as possible, they have satisfactorily done their jobs. Your Tennessee attorney is your only ally as you attempt to settle your automobile accident case.
Not a Legal Requirement
It is important for you to remember that there are no legal requirements in Tennessee for you to speak with the other side’s insurance company. You do not have to provide an account of the details of the accident.
It is perfectly fine for you to refer claims adjusters to your attorney if they want details about the automobile accident. Your attorney can open a claim with your insurance company or the other side’s insurance company on your behalf. This will ensure that you will not say anything that will infringe upon your rights.
Contact a Personal Injury Attorney
To protect your rights to fair compensation for your accident, consult with an attorney who can assess your case and protect your interests. A reputable personal injury attorney knows how to effectively communicate with automobile insurance companies.
