Knoxville Among Nation’s Safest Cities – Car Insurance Report Suggests

Each year for the past nine years, Allstate Insurance Company has released a report of the safest cities for drivers in America. Allstate Insurance provides auto insurance coverage for approximately 10 percent of drivers in the United States and its claims data is viewed as a representative sample of all accident claims in the country. Actuaries for Allstate have developed a formula to assess the accident rate relative to the population in major cities throughout the U.S. and to compare this rate to the national average. This formula is used to rank the 200 largest cities in terms of how safe they are for motorists.

This year, the news was good for Knoxville, which ranked among the safest cities for motorists. Unfortunately, however, Knoxville went down in the rankings as compared with its position on the list in 2012. While it is great that the city is one of the safest, its lower position on the list is less positive news. Car accident lawyers in Knoxville know there is always room for improvement to make the city safer for drivers, and Allstate has also provided some tips for drivers to help reduce the chances of accidents happening.

How Does Knoxville Compare in Terms of Safety?

According to the 2013 Allstate America’s Best Drivers Report released in late August, the city of Knoxville Tennessee ranks number 12^th out of 200 cities on the list of America’s best drivers.

Knoxville earned this ranking because the claims data shows that there are an average of 11.8 years between auto accidents in the city. This means that an accident is 15.1 percent less likely to occur in Knoxville as compared with the national average.  By contrast, the safest city in the U.S., Fort Collins, Colorado, has an average of 13.9 years between accidents while there are just 4.8 years between accidents in Washington, D.C. (the least safe city for motorists).

The city was number nine on the list last year and fell three places and out of the top 10 on the 2013 report. The city does have room to do better and regain its place on the top 10 list next year and Allstate provided some tips for motorists that drivers in the area can follow to help reduce the accident risk. These tips include:

• Allowing for ample time when driving.  Motorists should plan for gridlock, traffic stops and traffic when planning how long it will take them to get somewhere so they can drive safely and not be rushed to get to their destination.
• Remaining alert at all times. Drivers may encounter obstacles such as emergency vehicles or public transportation vehicles that they need to stop for. Drivers may also need to frequently stop or slow for pedestrians. Motorists should be alert and prepared for these stops.
• Knowing where you are going before you start driving. If you have your route planned out in advance and know where you are going, you can focus on the road. If you get lost, pull over and stop to get directions.

If motorists in Knoxville follow these simple tips, the city can move up further on Allstate’s list of the safest cities next year.

If you are injured, accident attorneys in Knoxville can help. Contact G. Turner Howard III, Attorney at Law at (844) G3-Help-Me or 865-558-8030.